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Howard Blum and

The Financial News
& Information Service

800-273-9995

 

* * * Precisely what the "Delivery Rate" is (besides the basis of most fixed rate loans) can be learned in our Glossary of Terms Used. * * *



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Our personalized newsletters for loan originators can act as your ‘silent salesperson’ if we delivery them electronically for you (at no charge with our service) when you can’t show your face in every office each week while the information is still fresh and 'hot' off our production line.

Would you like to see samples of our 'personalized' newsletters 'For Lenders Only' that are cost effective marketing tools?

Click Here


There are no changes for
2012 conforming loan limits.

You can download a complete listing of all counties in the USA for their 'High Balance' conforming loan limits by clicking here. Fannie & Freddie no longer go up to $725,750 in higher priced markets.


The delivery rate & MBS Pricing for 1-month



Mortgage Bankers Association weekly new home loan
applications indices for the week ending 7/18/14

-Overall Index ~246.7: Up "about" 2.4% vs W/E 7/11 & Down "about" 31.46% vs same week a year ago.
-Purchase index: Up "about" 3/10% versus prior week.
-Refinance index : Up "about"4% versus prior week.
(release date Wed. 7-23-14)

We must say "about" because the Mortgage Bankers Assn has chosen to shield the actual numbers from everyone for some obscure and likely ridiculous reason. They began to obfuscate the hard data for Purchase and Refinance activity beginning in May 2012.

LATEST PRE-OWNED HOME SALES:

June’s Sales Pace 5.04 million homes sold (Up 2.6% from May's 4.91 MM pace & Down 2.3% versus June 2013 pace of 5.16 MM)

NE Region 640,000 unit pace (Up 3.2% from May & Down 3.0% from June 2013’s pace)

Midwest Region 1.20 MM unit pace (Up 6.2% from May 1.13 MM & Down 2.4%from June 2013’s pace)

South Region 2.06 MM unit pace (Up 0.5% from May 2.05 MM & Up 1.0% from June 2013’s pace)

West Region 1.14 MM unit pace (Up 2.7% from May pace of 1.11 MM & Down 7.3% from June 2013’s pace)

Release Date 7-22-14


LATEST NEW HOME SALES:

June’s Sales Pace 406,000 homes sold (Down 8.1% from May's 442,000 pace & Down 11.5% versus June 2013 pace of 459,000)

NE Region 24,000 unit pace (Down 20.0% from May & Down 27.3% from June 2013’s pace)

Midwest Region 67,000 unit pace (Down 8.2% from May & Up 19.6% from June 2013’s pace)

South Region 209,000 unit pace (Down 9.5% from May's & Down 17.4% from June 2013’s pace)

West Region 106,000 unit pace (Down 1.9% from May & down 9.4% from June 2013’s pace)

Release Date 7-24-14





LATEST NEW HOUSING STARTS
June’s Annualized Starts: 893,000 units
(Down 9.3% from the revised 985,000 for May
and Up 7.5% from the 831,000 for May 2013)
Release date 7/17/14



NEW BUILDING PERMITS for June were 991,000
Down 4.2% from the revised 963,000 for May
and Up 2.7% from the
938,000 for June, 2013
Release date 7/17
/14

 

NAHB HOME BUILDERS' INDEX:

July 2014 Overall index = 53 (Up 4)
- Present Sales = 57 (Up 4)
- Plans to Buy in 6 Mos = 64 (Up 6)
- Buyer Traffic = 39 (Up 3)
Release date 7/17/14


Home Loan Interest Rates WEEKLY CLOSING LEVEL: (as defined by the Fannie Mae & /or Freddie Mac delivery rates.)

Week Ending 7/25/14 = 3.74%; Up 1BP
from 3.73% for the week ending 7/18/14

 

"Economic Insights is the ultimate resource for bond market analysis, interest rate and economic forecasting."

Economic Insights is produced on a daily, weekly, and monthly basis for subscribers. When you need to know the potential direction of bond yields, interest rates, the housing market, the economy and why they are headed that way, you need to subscribe to Economic Insights from The Financial News & Information Service. The forecasting and the perspectives of Howard Blum and The Financial News & Information Service have been heard and appreciated by many members of the news media, financial industry professionals, investors and members of the real estate industry since the late 1980's.

The personalized newsletters for businesses and individuals in loan originating, wholesale lending, title and escrow, real estate sales and related industries are considered by many to be some of the best available today. If your business could use a 'content driven' newsletter as a marketing piece that takes complex economic concepts and explains them in simple to follow terms without using 'econo-babble', you should become a private label subscriber.

If you are a banker, mortgage banker, investment professional, individual investor, home loan originator, mortgage broker, title & escrow marketing representative or a real estate professional, you need the newsletters from the Financial News & Information Service and the information in the publications Economic Insights™ and the Private Label newsletters to enhance the quality of the marketing you send to your clients, customers, prospects or to help you manage your own investments with perspective not heard in the mainstream press.

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