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Howard Blum and

The Financial News
& Information Service

800-273-9995 (Please note, if you are calling from a restricted or blocked number our phone system will not take the call and hang up.)


* * * Precisely what the "Delivery Rate" is (besides the basis of most fixed rate loans) can be learned in our Glossary of Terms Used. * * *

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There are no changes for
2014 conforming loan limits.

The delivery rate & MBS Pricing for 1-month

Mortgage Bankers Association weekly new home loan
applications indices for the week ending 7/11/14

-Overall Index ~240.9: Down "about" 3.6% vs W/E 7/3 & Down "about" 32.93% vs same week a year ago.
-Purchase index:Down "about" 8% versus prior week.
-Refinance index : Down "about"1/10% versus prior week.
(release date Wed. 7-16-14)

We must say "about" because the Mortgage Bankers Assn has chosen to shield the actual numbers from everyone for some obscure and likely ridiculous reason. They began to obfuscate the hard data for Purchase and Refinance activity beginning in May 2012.



April’s Sales Pace 4.89 million homes sold (Up 4.9% from April 4.66 MM pace & Down 5.0% versus May 2013 pace of 5.15 MM)

NE Region 620,000 unit pace (Up 3.3% from April & Down 3.1% from May 2013’s pace)

Midwest Region 1.13 MM unit pace (Up 8.7% from April 1.04 MM & Down 7.4%from May 2013’s pace)

South Region 2.05 MM unit pace (Up 5.7% from April 1.94 MM & Down 0.5% from May 2013’s pace)

West Region 1.09 MM unit pace (Up 0.9% from April pace of 1.08 MM & Down 11.4% from May 2013’s pace)

Release Date 6-23-14


May’s Sales Pace 504,000 homes sold (Up 18.6% from April 425,000 pace & Up 16.9% versus May 2013 pace of 431k)

NE Region 34,000 unit pace (Up 54.5% from April & Up 36.0% from May 2013’s pace)

Midwest Region 74,000 unit pace (Up 1.4% from April 73,000 & Up 5.7%from May 2013’s pace)

South Region 266,000 unit pace (Up 14.2% from April 233,000 & Up 11.8% from May 2013’s pace)

West Region 130,000 unit pace (Up 34.0% from April pace & Up 32.7% from May 2013’s pace)

Release Date 6-24-14

June’s Annualized Starts: 893,000 units
(Down 9.3% from the revised 985,000 for May
and Up 7.5% from the 831,000 for May 2013)
Release date 7/17/14

NEW BUILDING PERMITS for June were 991,000
Down 4.2% from the revised 963,000 for May
and Up 2.7% from the
938,000 for June, 2013
Release date 7/17


July 2014 Overall index = 53 (Up 4)
- Present Sales = 57 (Up 4)
- Plans to Buy in 6 Mos = 64 (Up 6)
- Buyer Traffic = 39 (Up 3)
Release date 7/17/14

Home Loan Interest Rates WEEKLY CLOSING LEVEL: (as defined by the Fannie Mae & /or Freddie Mac delivery rates.)

Week Ending 7/18/14 = 3.73%; Down 1BP
from 3.74% for the week ending 7/11/14


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